For real estate agents
Your commission depends on a lender you have never met doing their job. Here is how this one works.
Your client gets a straight answer
Pre-approval with the income and assets actually reviewed, not a form letter. If something in the file will be a problem in week three, you hear about it in week one.
You get told what is happening
You are copied on the milestones that affect your transaction — approval, appraisal, clear to close. If you would rather just call, Erik answers.
It closes on the date on the contract
Underwriting, appraisal, and title get pushed on your timeline, not on whenever the queue gets to them.
How fast you get an answer
Calls and texts during business hours get answered the same day, and usually within the hour. Pre-approval letters go out same-day once the file is in. If you have a client sitting in front of you on a Saturday who needs a letter to write an offer, call — that is what the cell number is for.
What we lend on
Conventional, FHA, VA, USDA, jumbo, and 203k renovation loans, for purchases and refinances across Arizona. Self-employed borrowers, VA buyers, and files that another lender has already turned down are worth a phone call before you write anyone off.
Co-branded pages
Agents who send clients regularly get their own co-branded page to hand out, with your name, your photo, and a direct line to both of us. Ask about it when we talk.
Let’s talk
Tell us a little about your business and we will come back to you.
Or reach Erik Miller directly: (623) 696-8683 · Erik.Miller@PatriotHomeMortgage.com