Seller net proceeds calculator
What you actually walk away with after the mortgage and the costs of selling.
You would net about
—
Mortgage payoff—
Agent commission—
Closing costs—
Total cost of selling—
As a share of price—
Estimates for planning only. Not a commitment to lend.
Common questions
Questions we get asked
Is this my down payment on the next house?
For most sellers, yes — and that is exactly why it is worth calculating before you list rather than after. Knowing your net tells you what you can put down next, which tells you what you can afford, which tells you whether the move works at all.
Are commissions still 5-6%?
Commission is negotiable and always has been, and recent industry settlements have made that considerably more visible. Move the slider to whatever you have actually agreed with your agent.
Will I owe tax on the gain?
Often not. Homeowners who have lived in the property as a primary residence for two of the last five years can typically exclude a substantial amount of gain — $250,000 filing single, $500,000 married filing jointly. Confirm your situation with a tax professional; we are not tax advisers.
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